Archive for the ‘wholesale discount plans’ Category

Discount health and medical plans provide human resources managers, administrators, and employers with an affordable alternative to group dental and health insurance. Wholesale, affinity, and private label discount dental and health care benefit plans offer inexpensive options to supplement existing benefit programs. Bundled care discount benefits program options offer substantial health care savings for members of trade unions, organizations, groups, associations and businesses. The buying power of many individuals within a large group of consumers allows provider care organizations to negotiate much lower prices by offering wholesale rates for health care and other services to group members who normally would not have access to such favorable rates.

There are many associations with memberships in excess of millions who enjoy the deepest discounts on all levels of bundled care health and dental discount programs. From the lowest individual participant start-up account fees, to the actual professional provider savings based on an annual accounting of family out-of-pocket health care expenses when using the professional services of the benefits program. Discount plans offer a wide variety of benefits to your members or employees. Because discount benefits plans are not insurance, they are inexpensive, have no restrictions as to age or conditions, and have no annual limits.

When acquiring a wholesale, or private label, branded discount benefits package for organization & union members; or full / part-time employees, it is important to remember that the volume of non-voluntary participants is a key factor to negotiating the best rate for your group. Best Discount Benefits specializes in working with clients to develop alternative low-cost health care solutions for large groups since 2002.

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Free prescription discount drug card will save you money on generic and name brand prescription drugs at your local pharmacy. This prescription discount card provides average savings of approximately 28% from retail prices on prescription medications. Savings on brand name drugs are typically 10% to 15% from retail prices. Savings on generic drugs range from 15% to 80% off retail prices. If the pharmacy offers a lower promotional price, the lower price is passed on to you. This program is not insurance.

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How To Increase The Value Of Your Organization By Offering Discount Health Plans As Fringe Benefits

Maintain and Increase Membership

Many associations, organizations and companies are looking for competitive ways to maintain and increase membership by providing certain perks or fringe benefits.

Inexpensive health care discount plans offer many benefits combined in one easy-to-use “bundled care” plan. These bundled care benefits can be baked-in to the membership fee at a cost much lower than the individual retail customer could purchase the same plan for, at a retail price.

Organizations with more than 10,000 active members, that provide fringe benefits as perks included in membership dues, can enhance their image and brand loyalty by offering affinity (branded) discount health plans as a component of the fringe benefits package.

Contracts negotiated with groups in excess of 25,000 active members, contributing on a non-voluntary participation basis, significantly adds to retention rates by greatly reducing the pm/pm costs, while providing highest quality product combined with ease of use to the member (consumer).

Best Discount Benefits is available to answer all questions about discount health plans.

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Discount health plans provide employers with an affordable alternative to group dental and health insurance. Wholesale, affinity, and private label discount dental and healthcare benefit plans offer inexpensive options to supplement existing fringe benefit programs.

Best Discount Benefits will help your group achieve significant savings on a wide variety of health, wellness, and other employee benefits, which will increase your edge in today’s competitive employee marketplace.

Attract new employees and maintain existing employees by increasing the value of your employee / member fringe benefits package.

We specialize in affinity benefits programs, wholesale fringe benefits plans for groups, and private label discount medical plans.

Explore your advantages of wholesale and private label options at the Wholesale Plans Page

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Discount healthcare programs differ from healthcare insurance in several important ways. Discount health care plans are available to anyone. Unlike traditional insurance, you are immediately qualified. There can be no denial for health conditions, you may begin using services immediately, and there is no paper work to process. Services are unlimited throughout your membership period for the same low membership fee. Getting started is easy, and your acceptance is guaranteed.

Your membership fee entitles you to unlimited services throughout the year with no maximums on services. You may receive services as often as needed and still receive the same pre-negotiated discounted rates. In comparison, traditional insurance requires costly deductibles, imposes limits on the number of times you can receive services and establishes annual maximums on services.

Simply enroll online anytime, and you are immediately accepted regardless of your age or pre-existing conditions. A membership card will arrive by mail in 7-10 business days. Once you have located a provider in your area using the Provider Services Directory, simply make an appointment and show your membership card when you arrive for your appointment. Then you just pay the pre-negotiated discounted rate at your time of service. You’ll love how you save money using these plans.

Don’t get caught paying full price for your health care.

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Discount healthcare programs differ from healthcare insurance in several important ways. Discount health care plans are available to anyone. Unlike traditional insurance, you are immediately qualified. There can be no denial for health conditions, you may begin using services immediately, and there is no paper work to process. Services are unlimited throughout your membership period for the same low membership fee. Getting started is easy, and your acceptance is guaranteed.

Your membership fee entitles you to unlimited services throughout the year with no maximums on services. You may receive services as often as needed and still receive the same pre-negotiated discounted rates. In comparison, traditional insurance requires costly deductibles, imposes limits on the number of times you can receive services and establishes annual maximums on services.

Simply enroll online anytime, and you are immediately accepted regardless of your age or pre-existing conditions. A membership card will arrive by mail in 7-10 business days. Once you have located a provider in your area using the Provider Services Directory, simply make an appointment and show your membership card when you arrive for your appointment. Then you just pay the pre-negotiated discounted rate at your time of service. You’ll love how you save money using these plans. Don’t get caught paying full price for your health care.

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Reduce Your Health Care Costs Through Choice and Education

Cost vs. Benefit

Discount plans offer a wide variety of benefits to your members or employees. Because discount benefits plans are not insurance, they are inexpensive and have no restrictions as to age or conditions. Discount benefits plans work especially well for temporary workers who may not qualify for normal benefits.

The real as well as perceived value of discount benefits plans is high and will significantly add to your retention rates. This is especially true for membership organizations.

 

Some Questions to Consider

1. Does the plan provide nationwide provider coverage or the geographic areas you need?
2. What type guarantees does the benefit plan offer?
3. What is the quality of the after-sale customer service?

 

Contact us for details:

Best Discount Benefits
760-631-4300
or Contact Us page

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Discount Health Care Programs: Why Purchasing Discount Health Care Benefits Plans For Your Employees or Organization Members At Wholesale Prices Is A Reasonable Solution.

Everyone is aware of the crisis in health care today.  The ever-escalating expenses, plus other rising costs faced by Companies, Associations, and Non-Profit Organizations all across America make it difficult to meet budget requirements. Businesses, as well as Non-Profits, are reducing or eliminating health care benefits for employees, staff, and/or members daily. Reducing, or in many cases, eliminating employee health and insurance benefits is anything but a morale booster.

However, there is a reasonable solution available which allows any organization the opportunity to provide bundled discount health care benefits packages (including: dental, vision, prescription, medical, hearing, long term care, plus much more) to employees, associates, staff, members, etc., at a substantially reduced monthly rate while still allowing the individual employee or member control over their own plan use, provider selection, services and costs.

One can no longer ignore the value of a quality discount health plan as a sensible cost cutting solution, especially for those with high annual out-of-pocket health care expenses.  Discount plans offer a wide variety of benefits to individuals, members or employees. Because discount benefits plans are not insurance, they are inexpensive to own and have no restrictions as to age or conditions.

Discount benefits plans work especially well for temporary workers who may not qualify for normal benefits. The real, as well as perceived, value of discount benefits plans is high and will significantly add to your retention rates. This is especially true for membership organizations.

There is no free lunch, but paying less for it certainly makes economic sense.

A Few Points to Consider:

• What kind of discount and customer satisfaction guarantee is offered?
• Is the plan available in all 50 states, if required?
• What is the track record of customer service after the sale?
• Will the plan private label and custom design fulfillment kits?

Voluntary vs. Non-Voluntary Plans

The Secret Key - How to know the difference and what to expect

1. Voluntary plans allow each individual member or employee the option to participate and pay for their own plan. The advantage is that there is virtually no cost to the company. The drawback is that plans set up in this manner typically draw rather low participation rates. Because of this, even if you have a very large group, discounts to normal plan costs tend to be minimal.

2. Non-voluntary plans are paid for monthly by the sponsoring organization, or company, for the benefit of the member or employee. This is when a company pays for a part or all of the cost of the benefit. As you would expect, the more the company pays, the larger the participation rate by the members / employees. In this type situation, generous discounts to normal plan pricing can be negotiated. The bigger the number of employees / members that can be guaranteed to participate on a monthly basis, the bigger the discount. Don’t overlook the tax deductions of a non-voluntary plan.

Best Discount Benefits will help you achieve significant savings on a wide variety of health, wellness, and other employee benefits. Let us help you enhance the value of being an employee or member of your organization.

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As anyone who has had to pay for health insurance directly can tell you, the cost of insuring a family of 4 has risen tremendously over the past few decades. Many small and medium sized businesses can no longer afford to provide their employees with expensive major medical policies. Increasingly, companies are asking employees to shoulder more of the burden of health insurance, and many companies have terminated their health insurance benefits altogether. Other companies do not take on full time workers, so that they can save the cost of providing health insurance for their employees.

If your company does not provide health insurance, most likely you will either have to purchase an expensive major medical policy on your own or do without. Because the high cost of medical insurance can be out of reach for many, some families will choose to go without these important benefits. The cost of health insurance can take a big bite out of a family’s budget. These days families are truly caught between. They earn too much to qualify for Medicaid and other government assistance programs, but do not earn enough to afford the high cost of health benefits. Even if you can afford the high price of health insurance, if you suffer from treatable chronic conditions such as asthma, diabetes, hypertension, high cholesterol, or heart disease, you can be refused coverage. Individuals have even been turned down for excess weight and prescription drug use. It seems like the major insurance companies are looking for reasons not to insure people, so those individuals who need it most may find themselves without any benefits.

Fortunately, discount dental plans and health care programs offer families a way to save money on their health care costs. But what is a discount health plan, and how can they be used to help families and businesses?

Discount dental care and health plans can be used in several different ways. For those individuals or families that lack dental coverage or health benefits, discount medical plans can be used as stand alone health programs. These discount plans provide important savings on all medical and dental services. Consumers can even save money on medical costs not normally covered by traditional insurance such as cosmetic surgery, cosmetic dentistry, dental implants, orthodontia, Lasik eye surgery, and even alternative medicine. Unlike traditional insurance, there are no limits on visits or services, no waiting, no age limits, and ongoing conditions are accepted.

Businesses can save money by purchasing a health savings account and/or a catastrophic plan. A discount medical plan is purchased along with the high deductible plan. These supplemental benefits provide savings on routine costs while the catastrophic insurance provides a safety net for lengthy hospitalizations and complex care. By combining a high deductible insurance plan with a discount health program, companies can save money on their health insurance benefits while providing their valued employees with the security that they need.

The discount dental plan is probably the most popular discount health program. According to statistics, seven out of ten Americans do not have a dental plan. Among the 30% that do have dental insurance, most are under-insured. Many insurance plans do not provide treatment for ongoing conditions, have expenditure limits, waiting periods, and often don’t provide for even necessary procedures such as orthodontic treatment. Cosmetic dentistry and implants are usually not covered.

Discount dental plans provide the consumer with an excellent choice for saving money on dental care. These affordable benefits are reasonably priced alternatives to expensive dental insurance. Savings can range from 25% for specialist treatment to 80% for exams. Most major dental procedures such as fillings, root canals, dentures, crowns and bridges, and orthodontic treatment are available through plan dentists at a 50% to 60% discount - literally cutting a family’s dental bill in half. In addition, patients with ongoing conditions can qualify for these plans, and there are no restrictions on visits or services. Often these affordable dental plans offer value added services such as discounts on vision care, prescriptions, maternity care, and chiropractic treatment.

Many discount health programs also offer a basic health plan which provides discounts on medical examinations and physician visits. Ancillary services such as laboratory tests, imaging studies (MRIs, CAT scans, mammograms), physical therapy, hearing aids, mental health services, and diabetic supplies are also provided at significant discounts. A 24/7 nurse line and wellness programs may also be included in a quality discount health program. Should the patient become hospitalized, the patient will be assigned an advocate who will negotiate the hospital bill and work out a payment plan based on the patient’s financial situation. Hospital bills have been drastically reduced through these patient advocacy programs.

One company, Best Discount Benefits, has researched the many programs available nationwide and negotiated special rates for online customers. The company also negotiates bundled care discount plans for groups, associations and employee benefits packages. Private labeling, large group and affinity plan packages are available for qualified groups of 1,000+ active members.

A very popular bundled care plan is the combined medical and dental discount plan. This Total Care Plan combines all of the features of our dental, vision, prescription, and chiropractic program with discounts on physician visits, ancillary services, hospital advocacy, and a 24/7 nurse line.

So, if you’re asking yourself “Who offers the best dental plan?”

Think: Best Discount Benefits

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